Finance Manager – Treasury & Balance Sheet Risk

About the role

The Finance Manager – Treasury & Balance Sheet Risk provides end‑to‑end visibility, control and IFRS‑compliant reporting for SPAR Groceries and Liquor’s balance‑sheet exposures, working‑capital performance and liquidity risk. The role owns cash forecasting, collections governance and serves as the primary reporting interface to the Credit and Loans & Leases Committees.

Key responsibilities

• Manage and monitor retailer‑related balance‑sheet exposures, including loans, security instruments, capital calls and lease obligations.
• Lead the cash‑forecasting process and deliver reliable liquidity insights for funding decisions.
• Drive working‑capital performance through collections governance and cash‑conversion initiatives.
• Prepare and present risk reporting for Credit Committee, Loans & Leases Committee and senior executives.
• Support audit, governance and compliance activities by maintaining robust control frameworks.

Required profile

• CA(SA), CIMA, CFA or equivalent professional qualification.
• Minimum 5 years of senior leadership experience in finance, treasury or risk management.
• Proven commercial judgement, risk‑assessment capability and experience with board‑level reporting.

Required skills

• IFRS 9
• IFRS 16
• IAS 32