This job is no longer available
This job expired on 29/09/2026. It no longer accepts applications.
Commercial Underwriter
Competent Candidates · Johannesburg
Job description
About the role
Our client is seeking a Commercial Underwriter to assess and manage commercial insurance risks across various short‑term lines, including property, liability, motor and engineering.
Key responsibilities
- Analyse data related to commercial risks and interpret applications, inspection reports and financial statements.
- Make underwriting decisions on acceptance, terms, coverage limits, premiums and conditions, negotiating within delegated authority.
- Manage an assigned portfolio, monitor performance, review for adverse trends and adjust policies on renewal.
- Develop and maintain relationships with brokers, agents and direct clients, providing advice on insurance solutions and policy wording.
- Ensure compliance with company policies and regulatory requirements, documenting decisions in the underwriting system.
- Contribute underwriting insights to product development and stay updated on emerging market risks.
- Collaborate with the claims department to understand loss trends and improve underwriting guidelines.
Required profile
- Matric qualification.
- Commercial Lines Class of Business Regulatory Exam Level 1 NQF 5 in Short‑Term Insurance.
- Minimum of 3 years relevant commercial underwriting experience.
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