Anti-Money Laundering Specialist

About the role

Capitec Bank is looking for a specialist in anti-money laundering to work in its Financial Crime function. You will partner with the Head of Financial Crime and senior stakeholders to design, assess and optimise end-to-end financial crime processes, controls, governance and performance frameworks, bringing together risk management, process engineering, control design and regulatory compliance expertise.

Key responsibilities

• Lead the design and optimisation of end-to-end Financial Crime processes and control frameworks.
• Perform risk and control assessments, identifying weaknesses, gaps and opportunities for improvement.
• Apply process engineering methods to simplify, automate and strengthen processes and hand-offs.
• Support the design, implementation and monitoring of critical controls and key risk indicators.
• Develop and maintain control libraries, process maps, procedures and governance documentation.
• Analyse operational performance, find root causes and drive sustainable improvements.
• Facilitate control effectiveness reviews and monitor first-line Financial Crime operations.
• Identify, escalate and track key risks, control failures, process breakdowns and regulatory compliance issues.
• Support management information, dashboards and reporting for Executive, Board and regulatory stakeholders.
• Drive continuous improvement across AML, sanctions, fraud, screening and regulatory reporting.
• Partner with Risk, Compliance, Internal Audit, Technology and Operations teams, and support remediation programmes.

Required profile

• Bachelor's degree in Commerce, Risk Management, Finance, Industrial Engineering, Business Process Management, Internal Audit or a related field.
• Professional qualification or certification in Risk Management, Internal Audit, Compliance, Process Engineering or Continuous Improvement.
• Proven experience in risk management, control design and control effectiveness reviews.
• Experience performing risk and control assessments in a financial services or banking environment.
• Sound understanding of governance, risk and compliance principles.
• Experience designing and implementing operational performance measures, KRIs and management reporting.

Required skills

• Strong knowledge of AML/CFT, sanctions, fraud risk management or broader financial crime disciplines.
• Process engineering and business process improvement, including process mapping and optimisation.
• Strong analytical, problem-solving, stakeholder management and facilitation skills.
• Excellent report writing, presentation and communication skills.
• Advantageous: experience with automation, workflow optimisation and operational excellence.