Technical Underwriting Manager

About the role

Hollard Insure is looking for a Technical Underwriting Manager to provide specialist technical underwriting expertise across its mid-corporate portfolio. Reporting to the Head: Complex Commercial, the role assesses, prices, structures and manages complex commercial risks while supporting underwriting excellence through referrals, broker engagement, governance and capability development. The position is based in Parktown, Gauteng.

Key responsibilities

• Assess new business, renewals, mid-term adjustments and referrals, focusing on property damage and business interruption exposures
• Evaluate construction, occupancy, fire protection, catastrophe exposure, accumulation risks and other material underwriting considerations
• Review claims experience, loss trends, exposure changes and risk improvement measures
• Determine terms, conditions, deductibles, warranties, exclusions and subjectivities aligned to risk quality and appetite
• Apply approved rating methodologies and technical pricing principles to maintain portfolio profitability and premium adequacy
• Identify concentrations, adverse trends, pricing anomalies and emerging risks
• Interpret engineering surveys and risk improvement recommendations
• Oversee referrals, capacity management, facultative reinsurance requirements and treaty eligibility
• Ensure policy wordings, endorsements, schedules and coverage structures reflect underwriting intent and reinsurance requirements
• Provide technical guidance to regional underwriting teams, brokers and internal stakeholders, coach underwriters and build broker relationships
• Contribute to product enhancements, wording development and underwriting frameworks, and deliver quality reporting and audit-ready documentation

Required profile

• Minimum 5 years of technical underwriting experience in commercial or corporate insurance
• Extensive experience assessing and underwriting complex or large commercial risks
• Strong knowledge of commercial property, business interruption and asset all-risk products
• Understanding of policy wordings, endorsements, exclusions, warranties and schedule construction
• Experience with brokers, regional underwriting teams and technical stakeholders
• Matric (Grade 12); Advanced Certificate in Short-Term Insurance (NQF 6 Associate)
• Ongoing compliance with CPD and Regulatory Examination; additional technical underwriting or commercial insurance qualifications are advantageous

Required skills

• Underwriting pricing principles and portfolio profitability management
• Reinsurance markets, treaty structures, facultative placements and capacity management
• Risk engineering findings, loss prevention and risk improvement management
• Strong analytical, financial and risk assessment capability