Product Control Specialist - Transaction Banking, Investor Services

About the role

This role sits within the Corporate & Investment Banking (CIB) Finance division, focusing on the Transaction Banking and Investor Services sector. It is a highly technical finance position centred on the accuracy and substantiation of the balance sheet and income statement, with a focus on audit readiness, risk assessment and process improvement. The successful candidate joins a team building a robust, scalable and standardized control environment across the bank's African regions.

Key responsibilities

• Ensure the accuracy and substantiation of the balance sheet and income statement, including the monthly sign-off for group finance and annual external audit requirements.
• Evaluate on-balance sheet and off-balance sheet exposures against credit policy and risk appetite.
• Act as a change agent by identifying gaps in reporting structures and driving improvements, including automation and refined month-end procedures.
• Balance daily technical reconciliation work with project-based responsibilities.
• Execute and oversee reconciliation of financial data across all reporting ledgers.
• Analyse financial statements to substantiate P&L and balance sheet entries for audit purposes.
• Identify root causes of financial discrepancies and implement corrective controls.
• Collaborate with stakeholders across multiple African countries to harmonise financial controls and governance standards.
• Lead projects on process automation and financial system optimisation.

Required profile

• Postgraduate degree in Commerce, Finance or Accounting (essential).
• 3-4 years of direct experience in Product Control or finance within a CIB or Transaction Banking environment.
• Professional designation such as CA (SA), CFA or CIMA highly preferred.
• Demonstrable experience managing financial operations or governance across multiple African jurisdictions is an advantage.

Required skills

• Solid grasp of IFRS standards and practical experience with balance sheet substantiation.
• Proficiency in financial systems such as SAP and sub-ledger environments (Finacle, T24, GBM).

The role is based in Johannesburg and is full time. The employer describes the career path as leading to senior management roles in Finance, Risk or Middle Office, with competitive remuneration including performance-based bonuses, medical aid and pension contributions.