Credit Risk Analyst - 12 Month Fixed Term

About the role

A 12-month fixed-term contract Credit Risk Analyst position in Johannesburg, within the Risk and Compliance department and reporting to the Head of Credit Risk. The role assesses and monitors credit risk through credit evaluations, risk reports, risk rating and pricing models, and supports credit risk controls so that business decisions are informed. It also contributes to continuous improvement initiatives and takes part in credit committee processes.

Key responsibilities

• Produce accurate risk reports with commentary in the correct format
• Perform credit and background searches on applicant companies and their entrepreneurs and directors, and prepare a credit and background checking report
• Rate transactions using the risk rating model and run the pricing model to propose final deal pricing
• Support the development of credit risk capability through feedback in discussions and observations, and recommend improvement actions
• Support the building of credit metrics and projects delivering credit risk control
• Attend credit committees and perform other ad hoc duties as requested

Required profile

• Bachelor's degree in Finance or Risk Management
• Minimum 3 years of working experience in a Credit Risk environment
• High-level understanding of credit risk management concepts
• Good communication skills to explain complex processes and outputs to colleagues with different levels of technical knowledge

Required skills

• Report writing
• SQL and MS Excel