Legal Manager – Short-Term Insurance

About the role

The Legal Manager will provide strategic and operational legal support to Momentum Group's short‑term insurance business, ensuring compliance with legislation, regulatory requirements and contractual obligations while managing legal risk.

Key responsibilities

• Advise on all aspects of short‑term insurance, including underwriting, claims, reinsurance, supplier contracts and distribution agreements.
• Identify, assess and mitigate legal risks impacting the business.
• Support product development and review policy wordings, endorsements and customer communications.
• Provide guidance on disputes, recoveries, repudiations, complaints and ombudsman matters.
• Ensure ongoing compliance with the Insurance Act, FAIS Act, FSCA requirements, FICA, POPIA, CPA and PAIA.
• Interpret legislative and regulatory changes and assess business impact.
• Support regulatory engagements, audits and submissions.
• Draft, review, negotiate and manage contracts with intermediaries, reinsurers, service providers, vendors and partners.
• Develop and maintain standard contract templates and legal frameworks.
• Advise on procurement‑related legal matters.
• Support governance structures, committees and board processes, preparing legal reports and risk assessments for Exco and Board committees.
• Partner with underwriting, claims, finance, risk, compliance, HR and distribution teams as a trusted legal advisor.
• Manage and develop legal team members, allocating work, monitoring delivery and driving efficiency.

Required profile

Required skills