Lead Internal Auditor – Credit Risk

About the role

We are expanding our Internal Audit function with a focus on credit risk. The role requires an experienced specialist who can independently challenge credit practices, assess risk across the full credit lifecycle, and help improve how credit risk is managed across the business.

Key responsibilities

• Lead and deliver end‑to‑end credit internal audits, providing clear, practical insight into the credit risk and control environment.
• Assess the quality of credit, monitoring, and control practices across governance, origination, fulfilment and collections.
• Identify root causes of credit weaknesses and recommend actionable improvements.
• Engage confidently with senior stakeholders, presenting findings constructively.
• Provide subject‑matter guidance to other auditors and help build credit capability within the team.

Required profile

• Solid experience auditing credit risk in a banking or financial services environment.
• Practical understanding of the full credit lifecycle, from origination to default and recovery.
• Confidence to challenge credit practices with evidence and sound judgement.
• Strong report‑writing and communication abilities.
• Minimum of 5 years in a risk‑based auditing environment.
• A relevant tertiary qualification; professional audit or accounting qualification (e.g., CIA, CA(SA)) is an advantage.

Required skills

• Data analysis

What we offer

• Opportunity to influence credit risk management at scale.
• Direct exposure to senior decision‑makers.
• Supportive, open culture focused on doing the right thing.